State Farm Student Discount 2026: Rules and How to Verify
State Farm gives students the Good Student Discount saves up to 25% on auto insurance when a full-time high school or college student on the policy keeps a 3.0+ GPA, ranks in the top 20% of their class, or makes the Dean's List or Honor Roll in a given semester. You verify through the brand itself. Here is exactly what you need and how long it lasts.
✓ Checked Sep 2026The brand itselfRules read on the brand’s own pageOfficial page ↗Services
What you get
The Good Student Discount saves up to 25% on auto insurance when a full-time high school or college student on the policy keeps a 3.0+ GPA, ranks in the top 20% of their class, or makes the Dean's List or Honor Roll in a given semester.
Verify with
No third-party verifier. You give State Farm the student's grades, usually the most recent report card. State Farm says to ask an agent for the exact requirements.
Who qualifies
Full-time high school or college students listed on the policy. The savings may last until the student turns 25.
How often to renew
Not stated by the brand; usually once a year
How to get it (3 steps)
1No third-party verifier. You give State Farm the student's grades, usually the most recent report card. State Farm says to ask an agent for the exact requirements.
2Check that you qualify. Full-time high school or college students listed on the policy. The savings may last until the student turns 25.
3Use it. The Good Student Discount saves up to 25% on auto insurance when a full-time high school or college student on the policy keeps a 3.0+ GPA, ranks in the top 20% of their class, or makes the Dean's List or Honor Roll in a given semester.
Good to know
There is a separate Student Away at School discount for a driver under 25 who leaves the covered car at home and only uses it during school holidays. Availability and amounts vary by state.
Frequently asked questions
How do I verify for the State Farm student discount?
No third-party verifier. You give State Farm the student's grades, usually the most recent report card. State Farm says to ask an agent for the exact requirements. (read on the State Farm page on Sep 8, 2026.)
Who qualifies for the State Farm student discount?
Full-time high school or college students listed on the policy. The savings may last until the student turns 25.
How long does the State Farm student discount last?
State Farm does not publish a renewal rule. Verification services usually re-check you every 12 months. We re-check this page monthly (last review: Sep 8, 2026); if checkout shows something different, checkout wins.
Already verified with State Farm? These use it too
One verification unlocks all of them, so these cost you nothing extra to claim.